What is a Payday Loan or Cash Advance?
A payday advance provides you with an unsecured, short-term cash advance until your payday. Clients resort to payday advances for covering small, urgent expenses while avoiding costly bounced-check fees and overdue penalties. With Paydayavailable Advisor you can apply for a payday loan online and have your advance electronically deposited to your checking or savings account.

How do I qualify?
The process is much easier than qualifying for traditional credit. There are no credit checks. Your job and your paycheck act as your collateral.

Is bad credit history an obstacle?
Bad credit will not prevent you from getting a payday loan at Paydayavailable Advisor. Our highly-qualified managers will work with you, even if you have already been turned down by other lending institutions.

How secure is my data?
Our clients? security is a #1 priority. Our website uses a variety of security measures to keep your personal information safe. No third party is involved. All sensitive information transmitted between your browser and our website uses 128 bit Secure Socket Layer (SSL) encryption technology.

What amount can I get?
Your first Paydayavailable Advisor loan depends on the data you provide in application form. If you pay after successful repayment of your payday loan, we may raise your loan amount on any future Paydayavailable Advisor loans.

When can I receive my payday loan?
Your application will be processed within 30 minutes, once it has been received. When you get approved, you will receive your loan on the next business day. Once you receive the loan, we will discuss you repayment dates so that you won?t have to worry about bounced checks or overdue payments.

How do I know that my loan has been approved?
You will receive an email once your loan has been approved. Paydayavailable Advisor can make adjustments to your loan approval until the time you receive the funds in your bank account based on new data concerning your loan application.

When will my loan be due?
Your due date will normally be due on your next payday that is between 8 and 25 days away. But rules and regulations depend on each state.

What if I miss the payment date?
If you can?t repay the full amount of your loan on the due date, you may ask for a loan extension.

How are fees calculated?
Our fees are competitive and in compliance with all applicable state and federal laws.