Getting a Short-Term Loan is Quick and Easy!
You suddenly find yourself in a state of financial emergency and fall short of cash - we provide a chance of getting a payday loan. Be it an unexpected repayment or car repair, utility bills or rent - our site is at your disposal to provide help and find the most suitable lender. All you have to do is get to know if payday loans are available in your state, get acquainted with terms and conditions of the loan you consider to be right for you and get your cash delivered. As simple as that.
Fill out an online application form that you can find on the website.
The information you need to submit concerns your employment status, your driver's license and your contacts.
Request a Loan
Applying for a loan online allows you to bypass many of the application steps you have to make through retail payday outlets. There is no need to wait in long lines filling out loads of paperwork. Online application links you to most suitable lenders and the procedure is simplified tremendously.
How It Works
What are the requirements to be qualified for a payday loan? They are not difficult to meet: an applicant has to be a U.S. citizen, be at least 18 years old, have a steady source of income, not less than $750 and, last but not least, have an active checking account.
Online Loan Process
Easy and Secure Application
Minimum Requirements Needed
Quick Decision After Submitting
Money is Deposited to Your Bank
Licensed Direct Lenders
Mechanism of getting Payday Loans
So, what are the steps to be taken? First of all, a client fills out an online application form that you can find on the website. The information you need to submit concerns your employment status, your driver's license and your contacts.
There will be no delays if the information you provided is complete and trustworthy, since lenders do run a quick credit verification. However, there is no need to worry if you can't boast of a good credit score - you may get entitled to a loan.
How fast can your loan be transferred - it depends on your lenders. As a rule, lenders process a loan the same day and funds are transferred on the next business day. Have some questions? You may find more information in our How it works and FAQ sections.
Are there any more loan options? It should be mentioned that payday loans are applied for if you run out of cash and find yourself in unavoidable circumstances. It is not a source of finance you should constantly resort to. It is the way to solve your short-term emergency problems.
Take into account some other borrowing alternatives alongside with payday loan agreements. It might be either a conventional bank loan or a cash advance, a paycheck advance or borrowing from a relative or friend.
What we want our clients to remember is to be a reliable and conscientious borrower, i.e. to get acquainted with terms and conditions before signing any loan agreement, to repay your loan in due time in order to avoid additional fees and penalties.