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Privacy Policy

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What Data We Collect

Who we are and what we do
Paydayavailable.com ("Company" or "we" or "our") is the owner of the website at paydayavailable.com, and owns a customer data base and complies, sorts and sells the necessary information to those customers who are interested in our business products and services. We use third party vendors and affiliates in order to promote the site to those customers who are interested in online payday loans by completing applications at paydayavailable.com or to buy our client database which consists of consumers who completed applications on other similar sites and are interested in receiving information about products and services which are offered on our site. Our main products and services are also offered via email or telephone to consumers who would like to receive updated information. Our customers can be contacted either through our site or through our affiliates or vendors. (See List Members). In this case our List members are contacted as long as they desire to obtain such contacts.html. In case our List members do not wish to maintain contacts via email or telephone, they can easily opt out either by sending a corresponding request via email or telephone. Our customers should take into account the fact that if the information was purchased from a third party, we cannot bear responsibility for it. Moreover, their information may have been purchased from another party and thereby our clients may continue to receive contacts.html from others sources. Thus, unwanted contacts.html may not be always under our control.

We appreciate your privacy
To protect our clients' personal information is the question of primary importance to us. The information about our clients is collected in order to keep in touch with them, to inform them about our products and services. We do not share or sell our clients' personal information to any party except our affiliates. Our main priority is to make our clients feel comfortable using our site and the products and services we offer. Our Privacy Policy has been developed to help our customers understand what kind of information is collected from them and in what way this information can be used. Please bear in mind that by using our site and applying for our services you thereby agree to the terms of our Privacy Policy. In case you do not agree to our terms and to the terms of our Privacy Policy, you are requested not to use the Site and the services we offer. Paydayavailable.com does not collect any personal information from minors.

How we collect and use information
Paydayavailable.com usually collects the necessary information from our current and potential clients at several different points. The contacts are used for the promotion of the information about our company and the products and services we provide. Our clients are eligible for opting-out of receiving such information (see opt-out section below). Please bear in mind that we don't require all the information that is asked while completing our forms. We only require your personal information such as name, city, state, address, work and home telephone and email address. Our customers are also required to provide information about the amount of the desired loan, current credit rating and employment status, their annual income and convenient time to call. The information about your computer hardware and software (i.e. your IP address, domain names, and access time) is collected automatically and may be shared with third parties. The above-mentioned information is used to maintain and improve the quality of services we provide and to generate statistics. To make our service customer-friendly we do not send any information such as newsletters unless our customers request it.

Choice/opt-out
Our clients may use opt-out service if they do not wish to receive newsletters and updates from us and our partners. We provide our customers with the following options: they can remove their information from our database in order not to receive emails or other types of communication or they may opt out of our services at all.You can send e-mail to info@paydayavailable.com. You can send mail to the following postal address: 15503 Ventura Blvd, Suite 300 Encino, CA 91436. Please bear in mind that participation in some activities may be restricted if personal information was not submitted.

Cookies
Cookies is an item of data that provides some information about the user. This information is stored on the user's hard drive. Cookies are not linked to any personal information. If our clients do not want to use cookies, they can still use our site; even though in this case the access to certain features is limited. Cookies are used to track down our clients' interest.

Links
Our websites has certain links to other sites. Please bear in mind that our Company is not accountable for practices of other sites. We warn our customers to be aware of other sites' privacy statements. In the event we co-operate with third parties, at the point of collecting information it is clear which company collects it. We may co-brand with certain credit reporting companies, automotive or insurance brokers.

Security
In order to protect our clients' personal information we use certain security technologies. The information that is submitted by our clients is stored on limited access computer systems. In the event of transmitting highly confidential financial information we use the Secure Socket Layer (SSL) protocol.

Disclosure
Our company does not guarantee that all the personally identifiable information or communication will never be disclosed in ways not otherwise described in the given Privacy Agreement. In certain cases we may be forced to disclose personal information either to the government or to third parties if it is required by law. Furthermore, as it was mentioned above, if our clients resort to opt-out mechanism, we may provide their email address to the third party service provider so that they could enter your contact information to their do-not- contact list. Since any customer information is regarded as one of the business assets and our company reserves the right to buy other businesses or sell our business assets, customer information may also be transferred. (See our "Notification of Changes" section) There are certain special cases when our company has every reason to disclose certain information that can identify or bring legal action against someone who can either interfere with company's rights or cause some injury to it. We reserve the right to disclose any personally identifiable information if we believe that the disclosure will protect the company's rights and it is consistent with judicial proceedings.

Sharing information with affiliates
Submitting your request for certain information, you grant permission to contact you. You may be also be contacted by other parties. We reserve the right to share all the contact information with either our affiliated companies such as banks or loan agencies in order to provide you with quality service and keep you informed about the products and services that may be in the sphere of you interests. The companies to whom we may disclose the collected information are as follows: mortgage and life insurance companies, financial services companies, automotive companies.

Sharing information with co-branded partners
We also provide the so-called co-branded services. In this case our clients' personally identifiable information is sent directly to our co-branded partner's site. In order to identify and track your contact information, such as your address, email address, phone number, it is shared with paydayavailable.com. The information that you submit can be used for services you are interested in. Our customers may reserve the right to opt-out of SMS information by sending "STOP", "END", "QUIT" to the SMS text messages. In this case our customers will not receive any promotional correspondence any longer.

Do Not Call Registry Compliance:
By providing personal contact and financial information, our clients grant written permission to paydayavailable.com and its affiliates to contact them. Additionally, they agree to receive telephone calls from paydayavailable.com and its affiliates, as well as from our co-branded partners. The information of our former customers is treated in the same way as the information about our current customers.

Confidentiality and security
As it was mentioned above, access to our customers' personal information is restricted. We implement all the security measures that comply with federal standards in order to safeguard personal information against unauthorized access or use. Our main priority is to maintain the accuracy of our clients' information. Do not hesitate to contact us if your data has changed.

Site and service updates
Our customers receive service announcements updates. If such announcements contain important information about the service, members cannot unsubscribe. We also provide the services requested through email or telephone.

Notification of changes
Our customers are notified by posting a notice on the site if we need to use the information they have submitted in a way that is different from the agreed one. We can inform our customers by email. Our customers have a choice whether to agree or not to our use of their data in a different manner.

Correct / Update Information
In the event you would like to verify any item of information we received from you, or make update the submitted information, or make any changes, do not hesitate to contact us at. info@paydayavailable.com